:root{--navy:#07485e;--navy-soft:#0b5d76;--ink:#143b48;--muted:#506a73;--line:#d1dfe4;--ice:#eff4f5;--accent:#c4dce4;--white:#fff}
*{box-sizing:border-box}html{scroll-behavior:smooth;scroll-padding-top:110px}body{margin:0;font:400 16px/1.75 Arial,Helvetica,sans-serif;color:var(--ink);background:white;-webkit-font-smoothing:antialiased}a{color:inherit;text-decoration:none}button{font:inherit;cursor:pointer}a,button,summary{touch-action:manipulation;-webkit-tap-highlight-color:transparent}img{display:block;max-width:100%;height:auto}svg{width:23px;height:23px;flex-shrink:0}figure{margin:0}p{margin:0 0 1.3em}h1,h2,h3{font-weight:400;line-height:1.12;margin:0;font-family:Georgia,'Times New Roman',serif;letter-spacing:-.035em}h1{font-size:clamp(2.9rem,5.8vw,5.8rem)}h2{font-size:clamp(2.25rem,3.6vw,3.75rem)}h3{font-size:2rem}em{font-weight:400}h1 em,h2 em{color:#3e6f7f}.wrap{width:min(1240px,calc(100% - 96px));margin-inline:auto}.eyebrow{font-size:.875rem;line-height:1.5;letter-spacing:.12em;text-transform:uppercase;font-weight:500;margin-bottom:26px;color:var(--muted)}.section{padding:112px 0}.section.compact{padding-top:0}.ice{background:var(--ice)}.two-col{display:grid;grid-template-columns:1fr 1fr;gap:95px}.two-col>div{min-width:0}.section-note{max-width:360px;color:var(--muted);margin-top:30px}.large-text{font-size:1.4rem;line-height:1.6;letter-spacing:-.015em}.prose>p:not(.large-text),.bio-home>div>p:not(.large-text){color:var(--muted)}.prose p:last-child{margin-bottom:0}.lead{font-size:1.2rem;line-height:1.7;max-width:740px;color:var(--muted)}.button{display:inline-flex;align-items:center;justify-content:space-between;gap:28px;min-height:56px;background:var(--navy);border:1px solid var(--navy);color:white;padding:14px 24px;font-size:.95rem;line-height:1.5;border-radius:4px;transition:background .2s,color .2s}.button:hover{background:var(--navy-soft)}.text-link{display:inline-flex;gap:25px;align-items:center;padding:10px 0;border-bottom:1px solid var(--ink);font-size:.95rem;margin-top:20px}.text-link:hover{color:#3e6f7f}.skip-link{position:fixed;top:10px;left:15px;z-index:100;background:white;padding:12px 20px;transform:translateY(-180%)}.skip-link:focus{transform:none}:focus-visible{outline:2px solid #3e6f7f;outline-offset:5px}.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}
.site-header{background:var(--navy);color:white;position:sticky;top:0;z-index:30}.header-inner{min-height:96px;width:min(1340px,calc(100% - 96px));margin:auto;display:flex;align-items:center;justify-content:space-between;border-bottom:1px solid #ffffff24;gap:35px}.brand{display:block;width:315px;flex-shrink:0}.brand img{width:100%}.site-nav{display:flex;align-items:center;gap:28px;font-size:.875rem}.site-nav>a:not(.nav-contact){padding:15px 0;color:#e3edf0}.site-nav>a:hover,.site-nav>a[aria-current=page]{color:var(--accent)}.site-nav>a[aria-current=page]{text-decoration:underline;text-underline-offset:8px}.nav-contact{display:flex;align-items:center;gap:22px;padding:11px 17px;border:1px solid #ffffff66;border-radius:4px;min-height:46px}.nav-contact:hover{background:#ffffff0d}.nav-contact svg{width:19px}.nav-toggle{display:none;background:transparent;color:white;border:1px solid #ffffff70;width:44px;height:44px;padding:10px;border-radius:3px}.nav-toggle span{display:block;height:1px;background:currentColor;margin:6px 0}.nav-toggle[aria-expanded=true] span:first-child{transform:translateY(3.5px) rotate(45deg)}.nav-toggle[aria-expanded=true] span:last-child{transform:translateY(-3.5px) rotate(-45deg)}.site-header :focus-visible,footer :focus-visible,.home-opening :focus-visible{outline-color:var(--accent)}
.home-opening{background:var(--navy);color:white;padding:66px 0 0}.opening-copy{display:grid;grid-template-columns:1.65fr 1fr;gap:80px;align-items:end;margin-bottom:55px}.opening-copy h1{font-size:clamp(3.25rem,6vw,6rem);line-height:1.07;letter-spacing:-.045em}.opening-copy .eyebrow{color:#bdd0d7;margin-bottom:27px}.opening-copy h1 em{color:var(--accent)}.opening-side{max-width:320px;padding-bottom:4px;justify-self:end}.opening-side p{font-size:1.1rem;line-height:1.75;color:#d6e3e8;margin-bottom:27px}.opening-side .button{background:var(--accent);border-color:var(--accent);color:var(--navy);min-width:190px}.opening-side .button:hover{background:white;border-color:white}.panorama{position:relative;background:var(--navy-soft);overflow:hidden;border-radius:5px}.panorama img{width:100%;height:530px;object-fit:cover;object-position:50% 41%}.panorama figcaption{position:absolute;bottom:0;left:0;right:0;padding:44px 30px 22px;background:linear-gradient(transparent,#043447b8);display:flex;justify-content:space-between;gap:20px;color:white;font-size:.875rem;letter-spacing:.015em}.trust-line{display:flex;justify-content:space-between;gap:25px;padding:27px 0 30px;color:#c8d9df;font-size:.875rem}.trust-line span+span{border-left:1px solid #ffffff30;padding-left:30px}.section-top{display:flex;justify-content:space-between;gap:70px;align-items:flex-end;margin-bottom:60px}.section-top>p{color:var(--muted);max-width:340px;margin:0 0 4px}.service-list{border-top:1px solid var(--line)}.service-row{display:grid;grid-template-columns:160px 1.25fr 1fr 52px;gap:36px;align-items:center;padding:41px 0;border-bottom:1px solid var(--line);transition:background .2s}.service-row:hover{background:#f7fafb}.service-meta{align-self:start;display:flex;flex-direction:column;gap:17px;font-size:.875rem;line-height:1.5}.service-meta>span:first-child{color:#637f89;font-family:Georgia,serif;font-size:1.25rem}.service-meta>span:last-child{font-weight:500}.service-row h3{font-size:1.9rem;line-height:1.25}.service-row>p{color:var(--muted);font-size:.95rem;line-height:1.7;margin:0}.round-arrow{border:1px solid #b5cbd2;border-radius:50%;width:51px;height:51px;display:flex;align-items:center;justify-content:center;transition:background .2s,color .2s}.service-row:hover .round-arrow{background:var(--navy);color:white;border-color:var(--navy)}.steps{list-style:none;margin:0;padding:0}.steps li{display:flex;gap:26px;padding:28px 0;border-top:1px solid #cadce2}.steps li:first-child{padding-top:0;border-top:0}.steps li:last-child{padding-bottom:0}.steps li>span{font:400 1.25rem/1.6 Georgia,serif;color:#507583;width:35px;flex-shrink:0}.steps h3{font-family:Arial,Helvetica,sans-serif;font-size:1.12rem;font-weight:500;letter-spacing:0;line-height:1.5;margin-bottom:9px}.steps p{color:var(--muted);margin:0}.bio-home .large-text{margin-top:0}.faq{border-top:1px solid var(--line)}.faq details{border-bottom:1px solid var(--line)}.faq summary{list-style:none;cursor:pointer;display:flex;justify-content:space-between;gap:25px;align-items:center;font-size:1rem;font-weight:500;padding:23px 0;line-height:1.6}.faq summary::-webkit-details-marker{display:none}.faq summary span{font-size:1.55rem;font-weight:300;flex-shrink:0;transition:transform .2s}.faq details[open] summary span{transform:rotate(45deg)}.faq details>p{color:var(--muted);padding:0 35px 24px 0;margin:0;font-size:1rem}.closing{padding:85px 0;background:var(--ice);border-top:1px solid var(--line)}.closing-grid{display:grid;grid-template-columns:1.4fr 1fr;gap:90px;align-items:center}.closing-grid>div:last-child{max-width:370px;justify-self:end}.closing-grid>div:last-child p{color:var(--muted);margin-bottom:28px}.closing h2{font-size:clamp(2.2rem,3.5vw,3.7rem)}
.page-intro{padding:82px 0 73px;background:var(--ice)}.page-intro .lead{margin:30px 0 0;max-width:800px}.page-intro h1{max-width:1180px}.page-intro .eyebrow{margin-bottom:27px}.profile-photo{padding-top:55px}.profile-photo img{width:100%;max-height:630px;object-fit:cover;object-position:center 40%;border-radius:5px}.analysis-list{border-top:1px solid var(--line)}.analysis-item{display:grid;grid-template-columns:.7fr 1.3fr;gap:80px;border-bottom:1px solid var(--line);padding:39px 0}.analysis-item>div:first-child{display:flex;align-items:flex-start;gap:24px}.analysis-item .number{font:400 1.3rem/1.5 Georgia,serif;color:#567986}.analysis-item .eyebrow{font-size:.875rem;letter-spacing:.045em;margin:4px 0 0}.analysis-item h2{font-size:2rem;line-height:1.25;margin-bottom:16px}.analysis-item p:not(.eyebrow){max-width:650px;color:var(--muted);margin-bottom:0}.narrow{max-width:900px}.narrow .faq summary{font-size:1.12rem;padding:28px 0}.contact-layout{display:grid;grid-template-columns:1fr 1.1fr;gap:100px}.contact-layout>div:first-child{max-width:440px}.contact-layout>div:first-child>p:last-child{color:var(--muted)}.contact-options>a{display:grid;grid-template-columns:1fr auto;gap:10px 15px;padding:26px 0 34px;border-top:1px solid var(--line)}.contact-options>a:last-child{border-bottom:1px solid var(--line)}.contact-options .eyebrow{grid-column:1/-1;margin-bottom:5px}.contact-options>a>span{font-size:clamp(1.2rem,2vw,1.7rem);line-height:1.5;overflow-wrap:anywhere}.contact-options svg{align-self:center}.contact-options a:hover{color:#3e6f7f}.aligned-grid{grid-template-columns:1fr 1fr;align-items:start}.aligned-grid>div:last-child{max-width:none;justify-self:stretch}
.legal-intro{padding-bottom:62px}.legal-intro h1{max-width:900px;font-size:clamp(2.8rem,5vw,5rem)}.legal-section{padding-top:78px}.legal-copy{max-width:900px}.legal-copy h2{font-family:Arial,Helvetica,sans-serif;font-size:1.08rem;font-weight:700;line-height:1.5;letter-spacing:.045em;margin:3.2rem 0 1.15rem}.legal-copy h2:first-child{margin-top:0}.legal-copy p,.legal-copy li{color:var(--muted);line-height:1.82}.legal-copy p{margin-bottom:1.2rem}.legal-copy ul,.legal-copy ol{margin:0 0 1.7rem;padding-left:1.4rem}.legal-copy li{padding-left:.35rem;margin-bottom:.45rem}.legal-copy a{color:var(--navy);text-decoration:underline;text-underline-offset:3px;overflow-wrap:anywhere}.legal-copy strong{color:var(--ink)}
.strategy-section{background:white;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.strategy-heading{margin-bottom:72px}.strategy-list{display:grid;gap:34px}.strategy-example{display:grid;grid-template-columns:minmax(280px,.72fr) minmax(0,1.5fr);gap:58px;padding:52px;border:1px solid var(--line);border-radius:6px;background:var(--ice)}.strategy-copy{position:relative;padding-top:6px}.strategy-number{display:block;font:400 1.25rem/1 Georgia,serif;color:#6d8c97;margin-bottom:34px}.strategy-copy .eyebrow{margin-bottom:17px}.strategy-copy h3{font-size:clamp(1.9rem,2.7vw,2.7rem);margin-bottom:25px}.strategy-copy>p:last-child{color:var(--muted);margin:0}.strategy-visual{min-width:0;align-self:center}.visual-note{font-size:.78rem;line-height:1.6;color:var(--muted);margin:19px 0 0}.ladder-cycle{display:grid;grid-template-columns:repeat(5,minmax(82px,1fr));gap:23px}.ladder-year{position:relative;min-width:0}.ladder-stack{display:flex;flex-direction:column;border:1px solid #b8cdd4;background:white}.ladder-stack .term{display:flex;align-items:center;justify-content:center;min-height:51px;border-bottom:1px solid #d5e2e6;color:#57727c;font-size:.86rem;font-weight:500;background:#f8fafb}.ladder-stack .term:last-child{border-bottom:0}.ladder-stack .term:nth-child(even){background:#e5eef1}.ladder-stack .term.active{background:var(--navy);color:white}.ladder-year>strong{display:block;text-align:center;font-size:.82rem;margin-top:12px}.ladder-year .reinvest{position:absolute;top:50%;right:-22px;width:21px;height:21px;border-top:2px solid var(--navy);border-right:2px solid var(--navy);font-size:0;transform:translateY(-50%) rotate(45deg)}.ladder-scale{display:flex;justify-content:space-between;align-items:center;gap:14px;color:var(--muted);font-size:.76rem;margin-bottom:16px}.ladder-scale i{height:1px;background:#b8cdd4;flex:1}.pex-flow{display:grid;grid-template-columns:minmax(145px,.8fr) 34px minmax(195px,1.1fr) 34px minmax(180px,1fr);align-items:center;gap:12px}.pex-node{display:flex;align-items:center;justify-content:center;text-align:center;min-height:136px;padding:22px;color:white;background:#6e929e;border-radius:4px;font-size:1rem;line-height:1.5}.pex-center{background:#427788}.pex-result{background:var(--navy);min-height:104px}.pex-results{display:grid;gap:20px}.flow-arrow{color:var(--navy);font:400 2rem/1 Georgia,serif;text-align:center}.branch-arrow{position:relative}.branch-arrow:before,.branch-arrow:after{content:"";position:absolute;right:-13px;width:16px;height:1px;background:#7c9da8}.branch-arrow:before{top:-40px;transform:rotate(-45deg)}.branch-arrow:after{bottom:-40px;transform:rotate(45deg)}
.corporate-case{background:var(--navy);color:white}.corporate-case .eyebrow{color:#accbd5}.corporate-case h2 em{color:var(--accent)}.corporate-case-heading>p{color:#c8d9df}.corporate-case-card{display:grid;grid-template-columns:minmax(0,1fr) minmax(390px,.82fr);gap:0;background:white;color:var(--ink);border-radius:6px;overflow:hidden}.corporate-case-story{padding:52px}.corporate-case-story>div{display:grid;grid-template-columns:42px 1fr;gap:0 20px;padding:29px 0;border-top:1px solid var(--line)}.corporate-case-story>div:first-child{padding-top:0;border-top:0}.corporate-case-story>div:last-child{padding-bottom:0}.corporate-case-story span{grid-row:1/3;font:400 1.2rem/1.5 Georgia,serif;color:#66838d}.corporate-case-story h3{font-family:Arial,Helvetica,sans-serif;font-size:1.08rem;font-weight:600;letter-spacing:0;margin:0 0 8px}.corporate-case-story p{color:var(--muted);margin:0}.corporate-case-result{padding:52px;background:var(--ice);border-left:1px solid var(--line)}.exit-result{padding-bottom:29px;border-bottom:1px solid var(--line)}.exit-result>span,.valuation-methods>span{display:block;color:var(--muted);font-size:.78rem;letter-spacing:.09em;text-transform:uppercase;margin-bottom:10px}.exit-result>strong{display:block;font:400 clamp(2.2rem,3.5vw,3.5rem)/1.1 Georgia,serif;color:var(--navy);letter-spacing:-.035em;margin-bottom:16px}.exit-result p{color:var(--muted);margin:0}.valuation-methods{padding:29px 0;display:grid;grid-template-columns:1fr 1fr;gap:15px}.valuation-methods>span{grid-column:1/-1;margin-bottom:0}.valuation-methods>div{padding:18px;background:white;border:1px solid var(--line)}.valuation-methods strong{display:block;font:400 1.3rem/1.25 Georgia,serif;margin-bottom:7px}.valuation-methods p{font-size:.82rem;line-height:1.55;color:var(--muted);margin:0}.wealth-path{display:grid;grid-template-columns:1fr auto 1fr auto 1fr;align-items:center;gap:9px;padding:20px 18px;background:var(--navy);color:white;border-radius:4px;text-align:center;font-size:.78rem;line-height:1.35}.wealth-path i{font:400 1.25rem/1 Georgia,serif;color:var(--accent)}.corporate-case-result .text-link{color:var(--navy);margin-top:22px}.corporate-case-note{max-width:910px;color:#b8d0d8;font-size:.78rem;line-height:1.65;margin:24px 0 0}
.costs-section{background:white;border-top:1px solid var(--line);border-bottom:1px solid var(--line)}.costs-heading{margin-bottom:72px}.cost-story{display:grid;gap:34px}.cost-block{display:grid;grid-template-columns:minmax(290px,.72fr) minmax(0,1.5fr);gap:58px;padding:52px;border:1px solid var(--line);border-radius:6px;background:var(--ice)}.cost-copy .eyebrow{margin-bottom:17px}.cost-copy h3{font-size:clamp(1.9rem,2.7vw,2.7rem);margin-bottom:25px}.cost-copy p{color:var(--muted)}.cost-copy p:last-child{margin-bottom:0}.cost-copy strong{color:var(--ink)}.mifid-card,.chart-card{min-width:0;align-self:center}.mifid-card{background:white;border:1px solid #b9cdd4;border-radius:5px;overflow:hidden;box-shadow:0 12px 35px #07485e12}.document-bar{display:flex;justify-content:space-between;gap:20px;background:var(--navy);color:white;padding:13px 18px;font-size:.76rem;letter-spacing:.04em}.document-bar span:last-child{color:var(--accent)}.mifid-card img{width:100%;filter:saturate(.55) contrast(1.04)}.mifid-card figcaption{display:grid;grid-template-columns:repeat(3,1fr);border-top:1px solid var(--line)}.mifid-card figcaption div{padding:18px;border-right:1px solid var(--line)}.mifid-card figcaption div:last-child{border-right:0}.mifid-card figcaption span{display:block;color:var(--muted);font-size:.74rem;line-height:1.4;margin-bottom:5px}.mifid-card figcaption strong{display:block;font:400 1.15rem/1.25 Georgia,serif;color:var(--ink)}.mifid-card figcaption .highlight{background:var(--navy);color:white}.mifid-card figcaption .highlight span{color:#c7d9df}.mifid-card figcaption .highlight strong{color:white;font-size:1.45rem}.chart-card{background:white;border:1px solid #b9cdd4;border-radius:5px;padding:25px 25px 18px;box-shadow:0 12px 35px #07485e10}.cost-chart svg{width:100%;height:auto}.chart-grid line{stroke:#d5e2e6;stroke-width:1}.chart-grid text,.chart-years text{fill:#647d86;font:12px Arial,sans-serif}.chart-line{fill:none;stroke-width:4;stroke-linecap:round;stroke-linejoin:round}.chart-gross{stroke:var(--navy)}.chart-net{stroke:#8aa6af}.chart-point.gross{fill:var(--navy)}.chart-point.net{fill:#8aa6af}.chart-value{font:600 15px Arial,sans-serif}.chart-value.gross{fill:var(--navy)}.chart-value.net{fill:#617e88}.chart-gap{stroke:#3e6f7f;stroke-width:1.5;fill:none}.chart-difference{fill:#3e6f7f;font:600 12px Arial,sans-serif}.chart-legend{display:flex;flex-wrap:wrap;gap:10px 25px;padding:4px 13px 0 55px;color:var(--muted);font-size:.76rem;line-height:1.5}.chart-legend span{display:flex;align-items:center;gap:8px}.chart-legend i{width:24px;height:3px;background:var(--navy)}.chart-legend i.net{background:#8aa6af}.chart-mobile{display:none}
.succession-case{background:var(--ice);border-bottom:1px solid var(--line)}.succession-heading{margin-bottom:72px}.succession-card{display:grid;grid-template-columns:minmax(0,1fr) minmax(430px,.92fr);background:white;border:1px solid var(--line);border-radius:6px;overflow:hidden}.succession-story{padding:52px}.succession-story>div{display:grid;grid-template-columns:42px 1fr;gap:0 20px;padding:29px 0;border-top:1px solid var(--line)}.succession-story>div:first-child{padding-top:0;border-top:0}.succession-story>div:last-child{padding-bottom:0}.succession-story span{grid-row:1/3;font:400 1.2rem/1.5 Georgia,serif;color:#66838d}.succession-story h3{font-family:Arial,Helvetica,sans-serif;font-size:1.08rem;font-weight:600;letter-spacing:0;margin:0 0 8px}.succession-story p{color:var(--muted);margin:0}.succession-result{padding:52px;background:var(--navy);color:white}.succession-metrics{display:grid;grid-template-columns:1fr 1fr;gap:1px;background:#ffffff2b;border:1px solid #ffffff2b}.succession-metrics>div{padding:20px;background:#0b5269}.succession-metrics span{display:block;color:#c4d8df;font-size:.74rem;line-height:1.45;margin-bottom:8px}.succession-metrics strong{display:block;font:400 1.45rem/1.2 Georgia,serif;color:white}.succession-metrics .tax-saving{grid-column:1/-1;padding:24px;background:white}.succession-metrics .tax-saving span{color:var(--muted);font-size:.78rem}.succession-metrics .tax-saving strong{font-size:clamp(2.5rem,4vw,4rem);color:var(--navy);letter-spacing:-.035em}.succession-metrics small{display:block;color:var(--muted);margin-top:4px}.step-up-card{margin-top:24px;padding:22px;background:#ffffff0d;border:1px solid #ffffff2d}.step-up-card>span{display:block;color:var(--accent);font-size:.76rem;letter-spacing:.08em;text-transform:uppercase;margin-bottom:17px}.step-up-row{display:grid;grid-template-columns:1fr auto 1fr;gap:16px;align-items:center}.step-up-row>div{min-width:0}.step-up-row small{display:block;color:#b8d0d8;line-height:1.4;margin-bottom:5px}.step-up-row strong{display:block;font:400 1.15rem/1.25 Georgia,serif;color:white}.step-up-row p{color:#d3e1e5;font-size:.78rem;line-height:1.45;margin:4px 0 0}.step-up-row i{font:400 1.55rem/1 Georgia,serif;color:var(--accent)}.succession-outcome{color:#d7e5e9;margin:23px 0 0}.succession-note{max-width:940px;color:var(--muted);font-size:.78rem;line-height:1.65;margin:24px 0 0}
footer{background:var(--navy);color:#d6e3e8;padding:62px 0 25px}.footer-top{display:flex;align-items:center;justify-content:space-between;gap:40px;padding-bottom:43px;border-bottom:1px solid #ffffff2b;margin-bottom:43px}.footer-top .brand{width:335px}.footer-top p{margin:0;font-size:1rem;line-height:1.6}.footer-grid{display:grid;grid-template-columns:1.2fr .8fr 1fr 1.1fr;gap:40px}.footer-grid .eyebrow{font-size:.8rem;letter-spacing:.09em;color:#acc5ce;margin-bottom:23px}.footer-grid a{display:block;margin-bottom:10px;width:fit-content;font-size:.875rem;line-height:1.6}.footer-grid p:not(.eyebrow){font-size:.875rem;margin-top:15px;color:#bed2d9}footer a:hover{text-decoration:underline;text-underline-offset:4px}.footer-bottom{border-top:1px solid #ffffff2b;padding-top:24px;margin-top:42px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:15px 30px;font-size:.8rem;color:#b5ccd4}
@media(max-width:1100px){.header-inner,.wrap{width:calc(100% - 64px)}.brand{width:285px}.site-nav{gap:20px}.opening-copy{gap:40px}.opening-copy h1{font-size:4.7rem}.service-row{grid-template-columns:120px 1.2fr 1fr 48px;gap:25px}.service-row h3{font-size:1.6rem}.section-top{gap:40px}.two-col,.closing-grid{gap:60px}.footer-grid{gap:25px}.panorama img{height:475px}.trust-line{font-size:.8rem;gap:20px}.trust-line span+span{padding-left:20px}.analysis-item{gap:50px}.contact-layout{gap:55px}.strategy-example,.cost-block{grid-template-columns:1fr;padding:44px;gap:40px}.strategy-copy,.cost-copy{max-width:730px}.pex-flow{max-width:840px}}
@media(max-width:920px){.header-inner{min-height:85px;flex-wrap:wrap;gap:0}.js .nav-toggle{display:block}.brand{width:285px}.site-nav{display:flex;width:100%;padding:15px 0 25px;flex-direction:column;align-items:stretch;gap:0}.js .site-nav{display:none}.js .site-nav.is-open{display:flex}.site-nav>a:not(.nav-contact){padding:14px 0}.nav-contact{justify-content:space-between;margin-top:12px}.opening-copy{grid-template-columns:1.4fr 1fr;gap:35px}.opening-copy h1{font-size:3.9rem}.opening-side p{font-size:1rem}.opening-side .button{min-width:0}.home-opening{padding-top:50px}.section{padding:80px 0}.two-col{gap:40px}.service-row{grid-template-columns:105px 1fr 48px;gap:25px;padding:30px 0}.service-row h3{font-size:1.85rem}.service-row>p{grid-column:2;grid-row:2}.service-row>.round-arrow{grid-column:3;grid-row:1/3}.service-meta{grid-row:1/3}.section-top{align-items:start;flex-direction:column;gap:24px}.section-top>p{max-width:600px}.section-top>p br{display:none}.trust-line{flex-wrap:wrap;justify-content:flex-start;gap:12px 25px}.trust-line span{font-size:.875rem}.trust-line span+span{padding-left:0;border:0}.panorama img{height:430px}.footer-grid{grid-template-columns:1fr 1fr;gap:32px 50px}.closing-grid{gap:40px}.closing{padding:65px 0}.page-intro{padding:60px 0}.analysis-item{grid-template-columns:.7fr 1.3fr;gap:35px}.analysis-item h2{font-size:1.8rem}.contact-layout{grid-template-columns:1fr;gap:35px}.contact-layout>div:first-child{max-width:650px}.contact-options>a>span{font-size:1.5rem}.profile-photo{padding-top:40px}.profile-photo img{max-height:none}}
@media(max-width:680px){html{scroll-padding-top:94px}.wrap,.header-inner{width:calc(100% - 40px)}.header-inner{min-height:80px}.brand{width:min(270px,calc(100% - 65px))}.home-opening{padding-top:39px}.opening-copy{grid-template-columns:1fr;gap:25px;margin-bottom:32px}.opening-copy h1{font-size:clamp(2.8rem,10.8vw,4.5rem);line-height:1.1}.opening-copy .eyebrow{font-size:.8rem;letter-spacing:.07em;margin-bottom:21px}.opening-side{max-width:430px;justify-self:start}.opening-side p{margin-bottom:20px}.opening-side .button{min-height:51px}.panorama{border-radius:3px}.panorama img{height:auto;aspect-ratio:1672/941;object-fit:contain}.panorama figcaption{position:static;padding:14px 0;background:var(--navy);flex-direction:column;gap:0;font-size:.8rem}.panorama figcaption>span:first-child{font-size:.95rem;color:white}.panorama figcaption>span:last-child{color:#c8d9df}.trust-line{padding:13px 0 26px;gap:8px 18px;border-top:1px solid #ffffff24}.trust-line span{font-size:.8rem}.trust-line span:last-child{width:100%}.section{padding:61px 0}.section.compact{padding-top:0}.eyebrow{font-size:.8rem;letter-spacing:.09em;margin-bottom:20px}h1{font-size:clamp(2.65rem,9vw,3.8rem)}h2{font-size:clamp(2.15rem,7.6vw,3.2rem)}h3{font-size:1.8rem}.two-col{grid-template-columns:1fr;gap:31px}.section-note{margin:23px 0 0;max-width:450px}.large-text{font-size:1.22rem}.section-top{gap:23px;margin-bottom:34px}.section-top>p{font-size:1rem}.service-row{grid-template-columns:1fr 42px;gap:17px 20px;padding:27px 0}.service-meta{grid-row:1;grid-column:1;flex-direction:row;gap:17px;align-items:center}.service-meta>span:first-child{font-size:1rem}.service-row h3{grid-column:1;grid-row:2;font-size:1.85rem}.service-row>p{grid-column:1/-1;grid-row:3;font-size:1rem}.service-row>.round-arrow{grid-column:2;grid-row:2;width:42px;height:42px}.service-row:hover{background:white}.steps li{gap:19px;padding:24px 0}.steps li:first-child{padding-top:24px;border-top:1px solid #cadce2}.steps li>span{width:26px;font-size:1.1rem}.steps h3{font-size:1.06rem}.closing{padding:57px 0}.closing-grid{grid-template-columns:1fr;gap:29px}.closing-grid>div:last-child{justify-self:start;max-width:500px}.closing h2{font-size:2.45rem}.closing-grid>div:last-child p{margin-bottom:23px}.page-intro{padding:48px 0}.page-intro .eyebrow{margin-bottom:22px}.page-intro .lead{margin-top:26px;font-size:1.08rem}.analysis-item{grid-template-columns:1fr;gap:22px;padding:29px 0}.analysis-item>div:first-child{gap:18px}.analysis-item h2{font-size:1.85rem}.analysis-item .eyebrow{font-size:.875rem;margin-top:2px}.analysis-item .number{font-size:1.1rem}.faq summary,.narrow .faq summary{font-size:1rem;padding:21px 0;gap:20px}.faq details>p{padding-right:20px}.contact-options>a>span{font-size:clamp(1.1rem,5vw,1.5rem)}.contact-options>a{gap:8px 12px}.footer-top{align-items:flex-start;flex-direction:column;gap:25px;margin-bottom:32px;padding-bottom:32px}.footer-top .brand{width:min(320px,100%)}footer{padding-top:45px}.footer-grid{grid-template-columns:1fr 1fr;gap:30px 20px}.footer-grid>div:first-child,.footer-grid>div:last-child{grid-column:1/-1}.footer-grid .eyebrow{margin-bottom:16px}.footer-grid a{font-size:.875rem}.footer-bottom{margin-top:30px;font-size:.8rem}.profile-photo{padding-top:25px}.text-link{margin-top:10px}.two-col>div:first-child>.text-link{margin-top:20px}.strategy-heading,.costs-heading{margin-bottom:38px}.strategy-example,.cost-block{padding:27px 20px;gap:31px}.strategy-copy h3,.cost-copy h3{font-size:2rem}.strategy-number{margin-bottom:24px}.ladder-scale{font-size:.7rem}.ladder-cycle{grid-template-columns:1fr;gap:18px}.ladder-year{display:grid;grid-template-columns:68px 1fr;align-items:center;gap:14px}.ladder-stack{grid-column:2;grid-row:1;display:grid;grid-template-columns:repeat(6,1fr)}.ladder-stack .term{min-height:43px;border-bottom:0;border-right:1px solid #d5e2e6;font-size:.68rem;line-height:1.15;padding:4px;text-align:center}.ladder-stack .term:last-child{border-right:0}.ladder-year>strong{grid-column:1;grid-row:1;margin:0;text-align:left}.ladder-year .reinvest{display:none}.pex-flow{grid-template-columns:1fr;gap:10px}.pex-node{min-height:94px}.flow-arrow{transform:rotate(90deg)}.branch-arrow:before,.branch-arrow:after{display:none}.pex-results{gap:10px}.pex-result{min-height:88px}.mifid-card figcaption{grid-template-columns:1fr}.mifid-card figcaption div{border-right:0;border-bottom:1px solid var(--line);padding:14px 16px}.mifid-card figcaption div:last-child{border-bottom:0}.document-bar{align-items:flex-start;flex-direction:column;gap:2px}.cost-chart{display:none}.chart-mobile{display:grid;gap:10px}.chart-mobile>div{display:flex;justify-content:space-between;gap:18px;padding:15px;background:var(--ice);color:var(--muted);font-size:.82rem}.chart-mobile>div strong{color:var(--ink);font:400 1.15rem/1.2 Georgia,serif}.chart-mobile>p{display:flex;justify-content:space-between;gap:18px;background:var(--navy);color:white;padding:17px 15px;margin:0;font-size:.82rem}.chart-mobile>p strong{font-size:1rem}.visual-note{font-size:.75rem}}
@media(max-width:920px){.corporate-case-card,.succession-card{grid-template-columns:1fr}.corporate-case-result{border-left:0;border-top:1px solid var(--line)}}
@media(max-width:680px){.corporate-case-card,.succession-card{border-radius:4px}.corporate-case-story,.corporate-case-result,.succession-story,.succession-result{padding:27px 20px}.corporate-case-story>div,.succession-story>div{grid-template-columns:31px 1fr;gap:0 12px;padding:24px 0}.corporate-case-story span,.succession-story span{font-size:1rem}.valuation-methods{grid-template-columns:1fr}.wealth-path{grid-template-columns:1fr;padding:16px}.wealth-path i{transform:rotate(90deg)}.corporate-case-note,.succession-note{font-size:.75rem}.succession-heading{margin-bottom:38px}.succession-metrics{grid-template-columns:1fr}.succession-metrics .tax-saving{grid-column:auto}.step-up-row{grid-template-columns:1fr;gap:10px}.step-up-row i{transform:rotate(90deg);justify-self:center}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*::before,*::after{transition:none!important}}
/* Guided analysis examples */
.guided-cases{background:var(--ice);border-block:1px solid var(--line)}
.guided-case{background:white;border:1px solid var(--line);border-radius:5px;padding:48px;margin-top:30px;scroll-margin-top:120px}
.case-heading{display:flex;gap:26px;align-items:flex-start;margin-bottom:38px;max-width:900px}.case-index{font:400 1.6rem/1.2 Georgia,serif;color:#527786;padding-top:2px}.case-heading .eyebrow{margin-bottom:14px}.case-heading h3{font-size:clamp(1.9rem,3vw,2.8rem)}
.case-columns{display:grid;grid-template-columns:1fr 1fr;gap:55px;align-items:start}.case-columns>*{min-width:0}.case-reading h4,.pension-checks h4{font:600 1rem/1.5 Arial,sans-serif;margin:0 0 9px}.case-reading p{color:var(--muted);margin-bottom:25px}.case-reading p:last-child{margin-bottom:0}
.case-panel{background:var(--ice);padding:30px;border:1px solid var(--line);border-radius:4px}.case-panel figcaption,.case-panel-title{font:400 1.5rem/1.3 Georgia,serif;margin:0 0 25px}.case-metrics{display:grid;grid-template-columns:1fr 1fr;gap:18px;padding-bottom:23px;border-bottom:1px solid #b5ccd5;margin-bottom:24px}.case-metrics strong{display:block;font:400 2.2rem/1.2 Georgia,serif;color:var(--navy)}.case-metrics span{display:block;font-size:.875rem;line-height:1.5;margin-top:9px;color:var(--muted)}.case-panel-label{font-weight:600;margin-bottom:18px}.allocation-bars{padding:0;margin:0;list-style:none}.allocation-bars li{margin-bottom:17px}.allocation-bars li>div{display:flex;justify-content:space-between;gap:15px;font-size:.875rem;margin-bottom:7px}.allocation-bars strong{font-weight:500}.allocation-track{display:block;height:9px;background:#d5e3e8;border-radius:2px;overflow:hidden}.allocation-track i{display:block;height:100%;background:var(--navy)}.allocation-bars li:nth-child(2) i{background:#3d7182}.allocation-bars li:nth-child(3) i{background:#547e8c}.allocation-bars li:nth-child(4) i{background:#698b96}.case-caption{font-size:.875rem;line-height:1.65;color:var(--muted);margin:25px 0 0}.case-takeaway{margin-top:35px;border-top:1px solid var(--line);padding-top:25px;display:grid;grid-template-columns:1fr 2fr;gap:35px}.case-takeaway>span{font-weight:600}.case-takeaway p{margin:0;color:var(--muted)}.pension-checks{padding:0;margin:0;list-style:none}.pension-checks li{display:flex;gap:20px;border-bottom:1px solid var(--line);padding:20px 0}.pension-checks li:first-child{padding-top:0}.pension-checks li:last-child{border:0;padding-bottom:0}.pension-checks li>span{font:400 1.2rem/1.5 Georgia,serif;color:#527786}.pension-checks p{margin:0;color:var(--muted)}.case-disclaimer{font-size:.875rem;color:var(--muted);margin:25px 0 0}.guided-cases h4{letter-spacing:0}
@media(max-width:920px){.guided-case{padding:32px}.case-columns{grid-template-columns:1fr;gap:30px}.case-panel{max-width:none}.case-takeaway{grid-template-columns:1fr;gap:12px}}
@media(max-width:680px){.guided-case{padding:27px 20px}.case-heading{gap:15px;margin-bottom:28px}.case-index{font-size:1.15rem}.case-heading .eyebrow{font-size:.8rem}.case-panel{padding:22px 18px}.case-metrics{gap:14px}.case-metrics strong{font-size:1.9rem}.case-takeaway{margin-top:25px;padding-top:22px}.guided-cases .button{width:100%}}

/* Keep the mobile header row stable when the navigation opens. */
@media(max-width:920px){.header-inner{display:grid;grid-template-columns:minmax(0,1fr) auto;grid-template-rows:85px auto}.site-nav{grid-column:1/-1}}
@media(max-width:680px){.header-inner{grid-template-rows:80px auto}}